Loan & EMI Calculator
Calculate the monthly payment (EMI) on any loan, total interest and a year-by-year repayment schedule. Works for home, car and personal loans in any currency.
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Monthly payment (EMI)
10,501
Year-by-year breakdown
| Year | Paid off | Interest | Still owed |
|---|---|---|---|
| 1 | 82,022 | 43,990 | 417,978 |
| 2 | 90,162 | 35,849 | 327,817 |
| 3 | 99,110 | 26,901 | 228,706 |
| 4 | 108,947 | 17,064 | 119,759 |
| 5 | 119,759 | 6,252 | 0 |
Loan and EMI calculator
Enter how much you want to borrow, the yearly interest rate and how long you will take to repay. You will see the fixed monthly payment (EMI), the total interest and a year-by-year breakdown. It works for home loans, car loans, personal loans and mortgages in any currency. Results are estimates; your lender’s fees and exact rules may differ.
Frequently asked questions
What is an EMI?
An Equated Monthly Instalment is the fixed amount you pay each month. Early payments are mostly interest; later ones mostly repay the loan.
Does it include fees or insurance?
No. It covers the loan and interest only. Add processing fees or insurance from your lender's quote separately.